Moma
A budget management iOS app designed for multi-currency expense tracking, helping users monitor spending across different currencies and accounts without touching their real money.
At a Glance
- Problem
- Make expense tracking across multiple currencies and accounts easier.
- My Role
- Owned architecture, feature design, and backend development from concept to launch.
- Result
- Shipped a budgeting app with multi-currency tracking and spending analytics to the App Store.
Problem
People living or working across countries need to track expenses in multiple currencies. Most budgeting apps assume a single currency, making cross-border expense management cumbersome and error-prone.
My Role
Responsible for architecture and feature design, and all backend development. Worked on the product from concept to App Store launch.
Architecture / Approach
Built a native iOS app with Swift and SwiftUI for a smooth, responsive user experience. Designed a Go backend to handle multi-currency data, account management, and user sync. Focused on making daily expense recording as fast and frictionless as possible.
- Multi-currency support with per-transaction currency selection (SGD, CNY, etc.)
- Three transaction types: Expense, Income, and Transfer between accounts
- Category-based expense classification for spending analysis
- Multiple account management (Cash, PayPal, Debit, etc.)
- Monthly and daily statistics with visual breakdowns
- Budget setting and tracking
Screenshots




Key Decisions
- Chose native Swift/SwiftUI over cross-platform to deliver the best iOS experience
- Designed the data model to be currency-agnostic so adding new currencies requires no schema changes
- Prioritized recording speed — users can log an expense in a few taps
Result
Shipped to the App Store as a fully functional budgeting app with multi-currency tracking, account management, and spending analytics.
What I Learned
Gained end-to-end experience shipping an iOS product — from architecture design and backend API development through App Store review and launch. Learned how product decisions around UX simplicity directly affect user adoption.
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